We live in a very complex world. Pre- and post-retirees are required to make many important and sometimes irrevocable decisions that often involve the largest financial transactions of their lives. They can’t afford to take shortcuts or settle for inadequate, surface-level planning.
Monitor
A team of professionals engaged in the consistent, competent monitoring of your Strategic Plan.
As good as we are at helping you create and implement a highly effective Strategic Plan, we both know that in today’s world, economic conditions, the political climate, tax laws, and even your personal or family situation can change in an instant. It’s impossible to help you achieve your goals and what matters most without an ongoing, competent monitoring process.
Too often in the financial planning process, the client receives a lot of attention up front, but once they’ve purchased the initial investment and insurance products, contact from the advisor significantly diminishes or disappears altogether. And to compound matters even more, many financial advisors fail to coordinate and meet with the client’s accountant, estate planning attorney and other advisors to collectively monitor their overall situation.
In our monitoring process, we meet with our clients face-to-face at least once each year, and in many cases more often when needed. In-between these annual meetings, we send out a review-by-mail. Thus, every 6 months we actively engage with you in monitoring and reporting on your investments and overall Strategic Plan. In addition, as the economy, investment markets, tax laws and your personal or family situation and goals change, it may be necessary to make specific adjustments to your investment portfolio. You receive a letter and/or phone call clearly outlining our specific recommendations.
On a regular basis we also send out critical information and alerts regarding any local, national or global issues that could affect you. We publish a semi-annual newsletter, hold an annual client appreciation event and communicate via email and our website. As you can see, we take the Monitoring process very serious, and you should demand this level of service from all of your advisors. Not paying attention in today’s volatile world can result in disastrous consequences.
In our often sales-saturated culture, it’s common for all of us to receive regular offers to purchase various kinds of investment and insurance products. These come at us through the mail, via TV and radio, and through the Internet. It can be very confusing to know what is true, accurate or appropriate, and what is not. That’s why, as part of our ongoing Monitoring process, we provide our clients with a Second Opinion Service, or “S.O.S.” Before you act on any investment, annuity or insurance proposal, bring it in and we’ll give you an objective, third party evaluation—a second opinion. When something as important as your financial future and retirement are at risk, you shouldn’t have to take someone’s word for it.